What makes YOUR Mutual Insurance Company different?

United Mutual Insurance is not just another insurance company.  Many national insurance companies are owned by investors who may have no other connection with the company. However, United Mutual Insurance Company is owned by the policyholders. Policyholders are encouraged to attend the annual meeting and are entitled to vote for members of the company's board of directors. Unlike stock companies, United Mutual exist solely to serve the insurance needs of their policyholders, and not to provide investment profits to shareholders.

When you call your United Mutual during office hours, you will get a real person, not an impersonal voice mail system.   Questions will be answered promptly and professionally.  We are not too big to have time for you. 

As for strength, your United Mutual Insurance Company has stronger financial ratios than most companies many times our size.  And we are backed with another layer of strength through Grinnell Mutual Reinsurance, an A rated company by A.M. Best.  We meet or exceed Department of Insurance requirements in investments, financial strength and claims procedures. Further, you will not have to call someone on the East Coast or another continent to get a question answered.  We live in the same communities that you live.